Risk & Resilience
Embrace uncertainty. Embed resilience. Enable growth.
Respond
We equip clients to respond to critical vulnerabilities and disruptions by addressing immediate risks and gaps across all dimensions of risk management.
Foresee
Through data and analytics-driven scenario planning and stress-testing, we partner with clients to build enterprise risk management capabilities, anticipate risks, and identify growth opportunities. We help clients translate these insights into action.
Adapt
We help clients institutionalize resilience and crisis preparedness across the organization. We embed contingencies within long-term strategies designed to unlock sustainable growth.
Featured capabilities
C-Insights
Advanced solutions for customer assistance and credit loss mitigation
Risk Dynamics
Global leader in risk analytics and model governance
Planetrics
Helping financial institutions assess climate risk and opportunity
Impact stories
Digitizing credit risk trims costs and delights customers
By building an analytics engine to support credit decision-making, the bank cut loan approval times from days to minutes.
Building stress-testing models helps a bank reduce risk and improve capital planning
The bank created a suite of models that provide a product-by-product view of profitability and expected growth, improving the...
A comprehensive redesign of credit-risk systems and processes
By transforming its credit processes and systems, a leading retail bank lowered its cost of risk to 23 basis points below that...
Boosting profitability in collections
By tailoring collection strategies to each customer segment, a bank’s consumer-finance division reversed a growing trend in delinquencies—and...
Creating a leader in compliance
Redesigned governance structure helps leading investment bank instill compliance throughout organization.
Improving the credit underwriting process
Streamlined credit process results in expected loss reductions of $15M in first year.
Our people
Cristina Catania
Senior PartnerMilan
Coleads the Risk & Resilience Practice, advising financial institutions on strategy, transformation, sustainability and ESG.
Ida Kristensen
Senior PartnerNew York
Coleads the Risk & Resilience Practice; advises leading organizations on cybersecurity, strategies for risk management, regulatory...
Luís Cunha
Senior PartnerCasablanca
Leads our Banking, Insurance, and Risk practices in EEMA, advises clients on strategy, operations, and organization—with a particular...
Elias Goraieb
Senior PartnerSão Paulo
Advises leading Latin American financial institutions on challenges related to strategy, data and advanced analytics, and enterprise...
Akash Lal
Senior PartnerMumbai
Brings deep expertise in wholesale banking. Works with financial institutions across India, Greater China, and Southeast Asia...
Anke Raufuss
PartnerSydney
Leads McKinsey’s corporate and investment banking division in Asia, as well as the Risk & Resilience Practice in Australia and...
Featured insights
Article
The six habits of highly successful chief risk officers
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Our interviews with top CROs reveal practices risk leaders at financial institutions can use to expand their influence and build greater resilience in their organizations amid unrelenting change.
McKinsey Direct
Protecting public funds: The fight against government fraud
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Fighting fraud that targets the federal government is an opportunity worth hundreds of billions of dollars. Agencies, legislature,...
Article
Building geopolitical resilience: The people agenda
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Instituting a geopolitics strategy around people can strengthen the cohesion of the organization while protecting it from risks....
Article
Breaking the mold: Five behaviors of leading growth transformers
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Leading companies are using transformation to achieve profitable growth—enabled by specific behaviors.
Article
BCBS 239 2.0 resurgence: Strengthening risk management and decision making
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A renewed focus on the 2013 data risk management regulatory standard poses new challenges and opportunities for European and...